All in all, my portfolio has produced a yield of ~ 4.6% this year - a shade that lower my long term target of 5.0% but slightly better than my target of 4.5% set for this year.
As the saying goes, change is the only constant. In the early part of this year, SG market has been outperforming the rest. But from my last blog to today, SG market is the worst performer among the 3 markets that I track closely. STI lost 4%, HK Hang Seng lost 3.5% and S&P was … Continue reading Wk20: Ahead of Schedule – Overseas Holding hits 28%
Almost unnoticed and creeping up silently, my index portfolio has grown over the years to become my number 2 portfolio today. It has grown from 8% at end 2017 to become 28% of my total investment this weekend. Amazing growth! Even faster than my overseas portfolio, which has grown from 9% to 18% today on … Continue reading Index Portfolio Sneaks In to Grab #2
Trained by years of corporate life, making personal Tasks and Targets (T&T) for the year has become an annual affair. For my investment journey this year, I have set the following T&T for 2021: 1. Increase my net worth by 5% is the key overriding one. After failing to deliver on this target last year, … Continue reading 2021 Target: Increase net worth by 5%
My regular readers would know that I have a special portfolio that holds all my investments in index ETFs and unit trusts. This index portfolio has grew from 20% at start of the year to 30% of my total investment today. It grew partially because of my monthly regular fixed investments in selected ETFs (capital … Continue reading Index portfolio holding up well!
In the last one week, STI ETF rose by 10% and my portfolio gained about 5%. I rode the climb with STI and took profit on some of my holdings along the way. I sold across the board - STI component stocks, S-Reits and some HK and US stocks. I was not so sure whether … Continue reading I Took Profit
Yesterday X'mas eve dinner with my extended family was nothing fancy but it was a nice and cosy family dinner around our dinning table. It is such moment that makes me feel that it doesn't take much for one to feel contended for and be grateful. I feel the same in personal investment. … Continue reading Having the 5% Annual Yield Target Helps Shape My Investment Approaches
Below is a comparison of my Top-10 holdings at end 24 Oct and end Aug 2019. End Oct-19 End Aug-19 1. Singtel (same) Singtel 2. OUE (up from #10) OUE Com Reit 3. Eagle Hospitality (up from #9) Raffles Medical 4. Centurion (-) Q&M 5. Q&M (down from #4) Accordia Golf 6. Raffles Medical (down … Continue reading My Portfolio Management Philosophy
"Index Portfolio Delivering its Value" was the last time I wrote about my index portfolio many months ago. Then in the dark days in Dec 2018, my index portfolio stayed solid and was above the water when everything else seemed to be sinking. So fast forward to today, I thought I will do a write-up … Continue reading Index Portfolio ensures I stay invested in the market regardless
I got an interesting question from a reader of my previous post about - "Did you buy anything in June then?" Yes, I did actually. I subscribed to Astrea V IPO and managed to get a few lots. It debuted above the 3-4% IPO price which was great. I look forward to its 3.85% coupon … Continue reading What I bought in the June Rally